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ETA®: How to Link Bank Accounts and Register a Business

This guide will walk you through registering a business and linking a bank account with the Earned Tip Access (ETA) program.

Sebastian.J Jordan avatar
Written by Sebastian.J Jordan
Updated over 2 months ago

When you enroll your organization in TipHaus' Earned Tip Access program, you must link a bank account from which TipHaus will withdraw the funds used to cover ETA payouts. The process of linking a bank account has two main parts:

  1. Business Registration

  2. Linking an External Account


Part 1: Business Registration

To begin enrollment, contact TipHaus support via the chat bubble on your TipHaus account or email us at [email protected]. You will be asked for two people's names and email addresses:

  • One will be the person who will fill out the business form.

  • The other one will be the person who will link the bank account for ETA payouts.

  • You can use the same person for both processes if it's your case.

    An email containing a link to "Enroll Business" will be sent to the person who will complete the registration. Click the button in the email to be directed to the business registration form and start the process.

You will then be directed to a business registration form. Fill in your business information, including your legal business name, EIN, phone number, website, incorporation date, and address. Once you have filled out the information, click "Register."

After this, you will be prompted to register the Principal Officer. Fill in the required information, including their name, SSN, birthdate, and address.

To meet mandatory Know Your Business (KYB) requirements, financial institutions and other regulated entities must verify the individuals who run the company. This means that anyone who owns 25% or more of the company or exercises significant control must provide their Personally Identifiable Information (PII). This process is essential for regulatory compliance, ensuring the TipHaus adheres to strict Anti-Money Laundering (AML) laws. By verifying the owners' identities, we can assess the risk level of the business and avoid massive fines and legal penalties associated with non-compliance.

You must also check the boxes to accept the terms of service and acknowledge the overdraft policy.

After you submit this information, the Principal Officer registration will be completed, and you can go ahead and go to the next part of the process.


Part 2: Linking an External Account

Upon completing Part 1, you will receive a second email for the final enrollment step. This email contains a "Link Account" button.

If asked to do so, click on the checkbox under Earned Tip Access to accept the terms and conditions.

Now you can link an external bank account. Click the button (Connect Bank Account) to open a new window powered by Plaid, a secure service that facilitates connecting financial accounts.

On the initial Plaid screen, click "Continue." You will then be asked to choose a connection method.

Instant Link(Recommended):

Log in to your bank directly. You can search for your bank or select it from the provided list.

Manual Link:

If your bank is not listed, you can link your account manually using micro-deposits. This process involves entering your account and routing numbers. The micro-deposit can take one to two business days to hit your account, and you can continue with the linking process once the micro-deposit hits.

Instant Link Step-by-Step


Once you select your bank, a pop-up window will appear asking for your login credentials. You will also be prompted to check boxes to share specific data with Tiphaus, such as "Checking or savings account" and "Account and routing number."

Next, select the specific accounts you wish to share.


Review and confirm the account information and data you are sharing. Finally, check the box to accept the terms and conditions. Click "Connect account information" to complete the process.


Once you have connected your bank account, you will be redirected to the "Link External Bank Accounts" page. You can now assign the linked bank account to different business locations.


From the "Account Assignments" section, use the dropdown menus to select the appropriate account for each location.

Once you have assigned the accounts, click "Save." A confirmation message will appear.

After this, you will receive a final confirmation. This confirms that your business and bank account are successfully registered with the ETA program.


Still have questions? Contact our customer success team here or click the Chat icon in the bottom-right corner of your Client Dashboard.

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